Bankruptcy Lawyer in Park Hills, MO
Financial difficulties can be devastating to your family
For some, it becomes an overwhelming experience. When creditor calls disrupt your home and bills pile up, the stress can be impossible to bear. It is time to talk with a bankruptcy lawyer in Park Hills and Farmington, MO. Bankruptcy can stop foreclosures and repos. At Maynard & Joyce, LLC, we practice both Chapter 7 and Chapter 13 bankruptcy and can help you get a fresh start with your finances and gain peace of mind for yourself and your family.
Chapter 7 Bankruptcy
In a Chapter 7 Bankruptcy, many debts are 100% dischargeable. We help Park Hills, MO clients determine if Chapter 7 Bankruptcy is right for them. With most debts wholly wiped out, you can get a new start with Chapter 7 Bankruptcy.
Our bankruptcy experts will help you understand which debts can be removed through Chapter 7 (like credit card debt and medical bills), as well as what assets you can keep. In fact, in Chapter 7 Bankruptcy cases, clients who qualify can reaffirm, keep making their monthly payments, and keep their homes and vehicles while discharging other debts.
Chapter 13 Bankruptcy
For those who do not qualify for Chapter 7 Bankruptcy, we often recommend Chapter 13 Bankruptcy. As experienced bankruptcy lawyers, we know how to manage your Chapter 13 and make sure you receive favorable repayment terms. Chapter 13 Bankruptcy can help debtors continue living in their homes and substantially reduce debt.